ビジネスのスキル

Ein evidenzbasiertes, tragfähiges Content-Portfolio für Zielgruppen, Geschäftsziele, Distribution und die real vorhandene Produktionskapazität planen. Nutze diesen Skill für Content-Strategien, Themenfelder, Redaktionspläne und Backlogs, für die Diagnose eines bestehenden Contentbestands, für die Abbildung von Kauf- und Nutzungswegen und für Entscheidungen zu CMS und Governance. Priorisiert offen nach Nachfrage, Aufwand und Evidenz, schützt vor dünnen Massenseiten und benennt Belegklassen. Einzelne Texte schreibt copywriting, die technische Prüfung macht seo-audit.

日本語の概要は準備中です。原文の説明を表示しています。

Show the truthful state of workflow contracts from git, gh, worktrees, and transient launch claims; offer archive, resume, reconciliation, or wf-run actions.

日本語の概要は準備中です。原文の説明を表示しています。

Vytvoř workflow kontrakt z dosavadní diskuse — zapíše ~/Workspace/specs/<projekt>/<název>/contract.md (české tělo + strojový frontmatter) a zlintuje ho wf-gate. Použij, když uživatel řekne /wf nebo chce z probraného problému udělat kontrakt. Nikdy neimplementuje.

日本語の概要は準備中です。原文の説明を表示しています。

Review a change with an optional workflow contract using deterministic scope, adaptive cross-model reviewers, verified findings, fixes, and a gate. Use standalone or from wf-impl.

日本語の概要は準備中です。原文の説明を表示しています。

A C-level strategy advisory board, run as a team of named specialist agents, that takes an executive from a raw strategic question to a defended, board-ready recommendation. Use this skill whenever the user faces a significant business decision or wants strategic analysis — market entry, build-vs-buy, M&A, digital transformation, annual planning, portfolio prioritization, pricing, a big investment, a competitive threat, a turnaround. Trigger on requests like "should we invest in / build / buy / enter…", "develop a strategy for…", "evaluate this opportunity", "make the business case", "stress-test this plan", "run a pre-mortem", or "prepare a board presentation" — in any language, even when the user doesn't say the word "strategy". Also trigger when the user names a board member (Drucker, Porter, Christensen, Graham, Grove, Wack, Taleb, Minto) or asks to convene the board / open a boardroom session.

日本語の概要は準備中です。原文の説明を表示しています。

60-Second Financial Snapshot — fast assessment of financial health based on six core inputs (income, expenses, savings, debt, age, retirement goal). No subagents. Produces a compact terminal scorecard with savings rate, DTI ratio, emergency fund coverage, retirement on-track status, and top 3 priority actions in under 40 lines.

日本語の概要は準備中です。原文の説明を表示しています。

Investment portfolio analyzer. Audits current allocation vs target, asset class diversification (stocks, bonds, real estate, alternatives), expense ratios, tax efficiency, rebalancing needs, factor tilts (value, momentum, quality), three-fund portfolio fit, target-date fund analysis, and Boglehead-style optimization. Produces FINANCE-PORTFOLIO.md with a portfolio score, specific rebalancing trades, and fund swap recommendations.

日本語の概要は準備中です。原文の説明を表示しています。

FIRE (Financial Independence Retire Early) calculator covering Lean FIRE, Fat FIRE, Coast FIRE, and Barista FIRE. Calculates FI number, years to FIRE based on savings rate, geographic arbitrage opportunities, sequence of returns risk, and withdrawal strategies (4% rule, dynamic withdrawal, guard rails). Use when the user says "/finance fire", "financial independence", "retire early", "FI number", "Coast FIRE", or any early retirement question.

日本語の概要は準備中です。原文の説明を表示しています。

Retirement projection with Monte Carlo simulation logic. Calculates required nest egg via 4% rule and 25x expenses, projected vs needed gap, contribution recommendations, asset allocation by age, Social Security claim optimization, healthcare cost projections, and withdrawal sequence planning. Use when the user says "/finance retirement", "am I on track for retirement", "how much do I need to retire", "Social Security timing", or any retirement question.

日本語の概要は準備中です。原文の説明を表示しています。

Side-by-side comparison of two financial scenarios (buy vs rent, new job vs stay, payoff house vs invest, Roth vs Traditional, lease vs buy car, etc). Projects each scenario over 10 years, compares total cost, opportunity cost, risk profile, and produces a structured recommendation. Output saved as FINANCE-COMPARE.md.

日本語の概要は準備中です。原文の説明を表示しています。

Spending analysis and custom budget builder. Analyzes spending patterns using 50/30/20 rule, zero-based budgeting, or envelope method. Categorizes expenses, identifies waste, suggests cuts, and produces a 12-month budget. Use when the user says "/finance budget", "build me a budget", "analyze my spending", "where is my money going", or asks about expense optimization.

日本語の概要は準備中です。原文の説明を表示しています。

Emergency fund analyzer. Calculates the right emergency fund size based on job stability, family structure, fixed expenses, dependents, and employee vs. business-owner status. Recommends where to keep it (HYSA, money market, T-bills, I-Bonds), how fast to build it, what counts as a true emergency, and how to replenish after use. Produces FINANCE-EMERGENCY.md.

日本語の概要は準備中です。原文の説明を表示しています。

Net worth tracker and milestone planner. Calculates current net worth, projects future net worth at retirement, tracks milestones ($100K, $250K, $500K, $1M, $5M, $10M), benchmarks against age-based wealth targets and percentile rankings, and applies the Millionaire Next Door formula. Identifies the user's current wealth accumulation phase and the next action that moves the needle. Produces FINANCE-NETWORTH.md.

日本語の概要は準備中です。原文の説明を表示しています。

Flagship orchestrator that launches 5 parallel agents (cashflow, debt, investments, retirement, protection) to produce a comprehensive financial health analysis with a composite Financial Health Score (0-100), letter grade (A+ through F), and a prioritized 90-day action plan. Use when the user says "/finance analyze", "full financial analysis", "financial health check", "analyze my finances", or any request for a complete financial picture.

日本語の概要は準備中です。原文の説明を表示しています。

Financial goal planner. Takes any goal (house down payment, college fund, wedding, sabbatical, business launch, car, vacation) and builds the required savings amount, monthly contribution, timeline, investment vehicle recommendation, milestone checkpoints, and adjustment scenarios. Supports multiple simultaneous goals with prioritization logic. Produces FINANCE-GOALS.md.

日本語の概要は準備中です。原文の説明を表示しています。

Tax optimization strategies analyzer. Identifies high-impact tax savings across tax-loss harvesting, tax-advantaged accounts (401k, IRA, HSA), Roth conversions, backdoor and mega backdoor Roth, charitable giving, business deductions, capital gains harvesting, state tax minimization, and estate tax planning. Produces FINANCE-TAXES.md with prioritized strategies and estimated annual tax savings.

日本語の概要は準備中です。原文の説明を表示しています。

Investment screener with pre-built strategies (Dividend Growth, 3-Fund Index, Bond Allocation, REITs, International Diversification, ESG) and custom criteria support. Returns curated ticker lists, allocation models, expected returns, expense ratios, and a recommended portfolio with rebalancing notes. Output saved as FINANCE-SCREEN.md.

日本語の概要は準備中です。原文の説明を表示しています。

Debt payoff strategy generator. Compares avalanche (highest interest first) vs snowball (smallest balance first) methods, calculates payoff timelines and total interest saved, and recommends optimal payment allocation across multiple debts. Includes credit card consolidation and refinancing analysis. Use when the user says "/finance debt", "pay off my debt", "snowball or avalanche", "consolidation", or asks for any debt strategy.

日本語の概要は準備中です。原文の説明を表示しています。

Design digital insurance strategies. TRIGGERS - Use when user needs help with insurance-digital-strategy related tasks.

日本語の概要は準備中です。原文の説明を表示しています。

Review business insurance coverage for adequacy. TRIGGERS - Use when user needs help with insurance-review related tasks.

日本語の概要は準備中です。原文の説明を表示しています。

Performs contract-driven compliance review of insurance certificates and endorsements against CRE/site-access and vendor agreement requirements. Produces pass/fail/conditional determinations, deficit lists, and broker-ready remediation instructions. Use when reviewing COI packets, ACORD 25 forms, or endorsements for additional insured, primary and non-contributory, waiver of subrogation, completed operations, umbrella alignment, limits adequacy, or insurer rating compliance. Trigger terms: COI, ACORD, additional insured, certificate holder, cancellation notice.

日本語の概要は準備中です。原文の説明を表示しています。

Vietnam-specific HR guidance covering the Labor Code, Social Insurance Law, personal income tax registration, work permits for foreign workers, trade union obligations, and cultural norms for managing teams in Vietnam. Use when you need to navigate Vietnam employment law, onboard foreign staff, handle disciplinary procedures under Vietnamese law, or adapt global HR practices for the Vietnam market.

日本語の概要は準備中です。原文の説明を表示しています。

Analyze, draft, and review Insurance clauses for Construction contracts. Use when the user mentions insurance clause, coverage requirements, construction insurance, or asks to review, redline, or generate this clause type. Returns structured risk assessment, plain-language summary, and suggested alternative language.

日本語の概要は準備中です。原文の説明を表示しています。

Guide creation of new industry use cases for the Adobe Experience Platform blueprints repository. Use this skill when adding a new use case to an industry vertical (retail, automotive, healthcare, financial services, insurance, media & entertainment, telecommunications, travel & hospitality, B2B), when the user wants to add business scenarios to industry pages, or when updating the use case catalog. Handles the full workflow: gathering use case details, assessing maturity level, generating content, updating the industry overview page and use case catalog, and invoking the use-case-icon-generator skill for icon creation.

日本語の概要は準備中です。原文の説明を表示しています。