Use 高性价比人生指南 to examine practical life decisions, from choosing an action to checking benefits or legality. Relevant entries are retrieved first, then ranked by costs, benefit size, and evidence strength, with section and entry references.
用《高性价比人生指南》的正文回答具体的人生决策：该不该做、值不值、怎么选、出事了先做什么、能领哪笔钱、这么干犯不犯法。先把相关条目查出来再答，按成本（钱/时间/毅力）、收益量级和证据等级 A/B/C 排序，每条都注明出自第几节第几条。触发词：该不该、值不值、要不要、划不划算、怎么选、帮我决定、这样犯法吗、能领什么、先做什么、性价比。
Review the instructions the agent will receive before you install.
规则的正本在仓库里的 skills/life-decision-guide/SKILL.md，两个工具共用一份，这里不复制一遍免得两边不一致。
先读 skills/life-decision-guide/SKILL.md（相对仓库根目录），然后完全照它执行。 读不到那个文件就现取：
curl -fsSL --compressed "https://raw.githubusercontent.com/eternity4719/HowToLiveBetter/main/skills/life-decision-guide/SKILL.md"
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Compare everyday decisions using entries from 高性价比人生指南. The skill organizes actions by money, time, effort, expected benefits, and evidence strength, cites specific sections and entries, and separates guidance from information the book does not cover.