a3-architecture
FreeComplete architecture reference for the A3 insurance platform — file locations, data flow, conventions, microservice map, and fullstack patterns
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Total-loss determination and settlement pricing. Triggers: "total loss valuation", "claims value", "settlement offer", "salvage estimate", "insurance claim pricing", "total loss threshold", "what's the claim worth", "settlement range", "pre-loss value", "diminished value", "total loss determination", insurance claim vehicle valuation, total-loss determination, settlement pricing, or salvage value estimation.
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marketcheck-profile.md project memory file./onboarding first.The primary user is an insurance adjuster or total-loss specialist who needs a defensible, comparable-backed fair market value (FMV) to determine if a vehicle is a total loss and, if so, what the settlement offer should be. The valuation must be supportable in dispute resolution.
Collect from user:
Call mcp__marketcheck__decode_vin_neovin with the VIN to get exact specs: year, make, model, trim, body type, drivetrain, engine, transmission, original MSRP.
→ Extract only: year, make, model, trim, body_type, drivetrain, engine, transmission, MSRP. Discard full response.
Make THREE pricing calls:
mcp__marketcheck__predict_price_with_comparables with VIN, miles, ZIP, dealer_type=franchise → Franchise retail FMVmcp__marketcheck__predict_price_with_comparables with VIN, miles, ZIP, dealer_type=independent → Independent retail FMVis_certified in history or user states): additional call with is_certified=true
→ Extract only: predicted_price, comp count per call. Discard full response.Pre-loss FMV = average of franchise and independent predicted prices, adjusted by condition:
Pull active retail comparables:
mcp__marketcheck__search_active_cars with YMMT, ZIP, radius=100, miles_range=<odo-15000>-<odo+15000>, car_type=used, sort_by=price, sort_order=asc, rows=20
→ Extract only: VIN, price, miles, dealer_name, distance, dom per listing. Discard full response.Pull sold transaction evidence (strongest for disputes):
mcp__marketcheck__search_past_90_days with same YMMT filters, sold=true
→ Extract only: VIN, sold_price, miles, dealer_name, sale_date per listing. Discard full response.Calculate:
Calculate three tiers:
Salvage value is typically 15-25% of pre-loss FMV depending on damage severity:
Net claim cost = Settlement offer - Salvage value
Present: vehicle ID summary, pre-loss FMV table (franchise/independent/condition-adjusted), total-loss threshold and determination, settlement range (low/mid/high), salvage estimate and net claim cost, comparable evidence tables (active + sold with VIN/price/miles/dealer), methodology notes and caveats.
For multiple VINs (e.g., hail damage event, flood):
insurer:portfolio-scanner agent to process each VINFor vehicles that were repaired (not total-loss) and the claimant wants diminished value:
predict_price_with_comparables and search_past_90_days.No reviews yet. Tell others what you thought.
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Complete architecture reference for the A3 insurance platform — file locations, data flow, conventions, microservice map, and fullstack patterns
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Drafts U.S. commercial real estate access and indemnity (right-of-entry) agreements for pre-closing due diligence. Covers license grants, non-invasive vs invasive testing gates, insurance/endorsement requirements, indemnity with discovery carve-outs, restoration and lien remedies, confidentiality, and anti-indemnity guardrails. Trigger: access agreement, right of entry, due diligence access, Phase I/II, invasive testing, pre-PSA site inspection.
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当用户需要对意外险投保问卷进行专业、结构化的核保审查,提取职业类别、工作环境、作业内容、危险活动参与情况、交通出行习惯、特殊工作暴露及其他可能影响意外险承保判断的高风险信息,并生成适合意外险核保、补问流转和风险分层处理的结构化分析结果时使用本 skill。
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Inspect, schema, and fill true AcroForm PDFs using sciClaw's pdf_form_inspect, pdf_form_schema, and pdf_form_fill tools. Use when: (1) checking whether a PDF is a real fillable AcroForm, (2) listing form field names, types, and choices, (3) filling a supported form from structured values, (4) preparing reviewable insurance, legal, administrative, or clinical form drafts, (5) reporting skipped fields or unused input keys after a fill. Do not use for scanned PDFs, OCR tasks, or XFA-only forms.
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Guide actuarial analysis for insurance pricing. TRIGGERS - Use when user needs help with actuarial-analysis related tasks.
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Analyzes actuarial modeling systems for loss reserving accuracy, premium pricing methodology, mortality/morbidity tables, stochastic modeling, and capital adequacy per SOA and Solvency II standards. USE THIS SKILL WHEN: - You need to review or audit actuarial models (reserving, pricing, capital) - Someone asks about loss triangle analysis or reserve adequacy - You are evaluating IBNR calculations, chain ladder methods, or Bornhuetter-Ferguson - A project involves insurance pricing, GLM rating models, or ratemaking - You need to assess Solvency II SCR calculations or RBC compliance - Someone mentions actuarial opinions, ASOP compliance, or SOA standards - You are reviewing stochastic models, ESG configurations, or DFA frameworks - A codebase uses actuarial libraries (chainladder, lifetables, ChainLadder R package) TRIGGER PHRASES: "actuarial", "loss reserving", "IBNR", "chain ladder", "premium pricing", "mortality table", "Solvency II", "capital adequacy", "ratemaking", "GLM pricing", "risk-based capital", "reserve analysis", "actuarial opinion"
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