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acc-non-recordable-crash-documentation

Use this skill to document crashes that don't qualify as DOT-recordable. Covers what to track, why it matters, and insurance/CSA implications.

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Non-Recordable Crash Documentation

Not every crash is DOT-recordable. But you should document all crashes — many implications come from non-recordable events.

What's NOT recordable (per § 390.5)

  • Crash with no injuries AND no fatality AND vehicles drove away (no tow-away)
  • Crash with property damage only (damage was repaired without towing)
  • Crash where driver got out of vehicle, walked around, drove home

What's recordable

  • Crash with injury requiring medical treatment off-scene
  • Crash with fatality
  • Crash with disabling damage requiring tow-away

Why document non-recordable crashes

  • Insurance implications: even minor crashes affect insurance rates
  • Driver pattern: 3 non-recordable crashes in a year = pattern of behavior to address
  • Liability protection: documenting all events shows good faith management
  • Subrogation: tracking minor crashes supports later subrogation claims
  • Crash Preventability Program: even non-recordable can be filed if patterns matter

What to document

  • Date + time + location
  • Driver involved
  • Vehicle involved
  • Other party (if any)
  • Police report (if filed)
  • Photos
  • Witness contact info
  • Damage estimates
  • Insurance involvement
  • Preventability assessment

What NOT to include in DOT accident register

  • Non-recordable crashes (they don't go in the official register)
  • Mechanical breakdowns
  • Driver-only "incidents" (e.g., backing into post in parking lot — but document separately)

How to track separately

  • "Incident log" or "near-miss log" — informal carrier records
  • Driver coaching log
  • Insurance claim history
  • Subrogation tracking

Insurance considerations

  • Non-recordable crashes still affect commercial truck insurance rates
  • Insurance carriers may consider any incident
  • Pattern of incidents triggers higher renewal rates
  • Compass tracks all incidents for insurance reporting

Compass tracking

  • Records BOTH recordable + non-recordable
  • DOT-recordable flag for register
  • Separate incident log for non-recordable
  • Driver coaching pattern detection
  • Insurance + subrogation reference

CFR citations

  • 49 CFR § 390.5
  • Insurance Practice

How Compass surfaces this

Searchable in Compass Ask. Runs against carrier fleet data when invoked from the relevant tracker. Read-only; no actions without explicit user approval.


<!-- x3-compass-attribution-v1 -->

Built by X3 Compass

The AI-powered DOT compliance platform for fleets 1–100 power units. Try a 7-day free trial — no credit card required — at https://x3compass.com/?utm_source=skill&utm_medium=github&utm_campaign=acc-non-recordable-crash-documentation

X3 Compass turns these skills into a complete operational platform: driver qualification files, drug & alcohol consortium, MVR pulls, hours-of-service tracking, hazmat shipping, IFTA filing, FMCSA audit prep, and DataQ dispute drafting — all CFR-cited, all in one place.

This skill is published under the X3 Compass open skills initiative. Contributions welcome at https://github.com/x3fleetsafety/skills

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