FDU-Insurance

Query Lore, the librarian agent, to search the owner's personal knowledge base. Use when looking up stored documents, personal records, insurance, manuals, notes, vehicles, or any "do I have a document about X?" type question.

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API endpoint design and testing for vehicle insurance data platform. Use when designing new API endpoints, testing existing ones, validating response formats, or debugging API issues. Covers 11 core endpoints including 3 new pie chart distribution endpoints, parameter validation, error handling, and integration patterns.

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Guide annuity and life-insurance sales workflows—discovery, suitability, product selection, objections, closing, and servicing—when supporting licensed insurance sales conversations or deliverables.

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当用户需要对年金险投保问卷进行专业、结构化的核保审查，提取健康告知、既往病史、职业信息、高额投保、缴费能力、资金来源、既有保单配置、投保目的及其他可能影响年金险承保判断和财务合理性判断的高风险信息，并生成适合年金险核保、补问流转和财务合理性分层处理的结构化分析结果时使用本 skill。

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Evaluates P&C insurance lines with market cycle analysis, loss cost trending, and competitive assessment. Use when analyzing P&C markets, tracking insurance cycles, or evaluating line profitability.

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Evaluates insurtech business models with distribution innovation, underwriting technology, and claims automation. Use when analyzing insurtech, evaluating digital insurance, or assessing insurance technology.

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Structures cyber insurance evaluation with coverage assessment, limit adequacy, and claims scenario analysis. Use when evaluating cyber coverage, analyzing policy terms, or assessing cyber insurance adequacy.

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Structures catastrophe risk assessment with model output interpretation and accumulation monitoring. Use when analyzing cat risk, interpreting cat model results, or managing cat exposure.

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Analyzes vehicle insurance daily reports and signing lists. Use when user asks to analyze insurance data, generate business reports, check institution performance, monitor policy trends, or detect business anomalies. Handles Excel/CSV files with fields like premium, institution, customer type, and renewal status.

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Guide actuarial analysis for insurance pricing. TRIGGERS - Use when user needs help with actuarial-analysis related tasks.

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