Complete architecture reference for the A3 insurance platform — file locations, data flow, conventions, microservice map, and fullstack patterns
한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
Advanced CV for infrastructure inspection including forest fire detection, wildfire precondition assessment, roof inspection, hail damage analysis, thermal imaging, and 3D Gaussian Splatting reconstruction. Expert in multi-modal detection, insurance risk modeling, and reinsurance data pipelines. Activate on "fire detection", "wildfire risk", "roof inspection", "hail damage", "thermal analysis", "Gaussian Splatting", "3DGS", "insurance inspection", "defensible space", "property assessment", "catastrophe modeling", "NDVI", "fuel load". NOT for general drone flight control, SLAM, path planning, or sensor fusion (use drone-cv-expert), GPU shader development (use metal-shader-expert), or generic object detection without inspection context (use clip-aware-embeddings).
한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
실행 점수 미검증
설치 방법 보기설치하기 전에 에이전트에게 전달되는 지시 내용을 확인할 수 있습니다.
Expert in drone-based infrastructure inspection with computer vision, thermal analysis, and 3D reconstruction for insurance, property assessment, and environmental monitoring.
User mentions drones/UAV?
├─ YES → Is it about inspection or assessment of something?
│ ├─ Fire detection, smoke, thermal hotspots → THIS SKILL
│ ├─ Roof damage, hail, shingles → THIS SKILL
│ ├─ Property/insurance assessment → THIS SKILL
│ ├─ 3D reconstruction for measurement → THIS SKILL
│ ├─ Wildfire risk, defensible space → THIS SKILL
│ └─ NO (flight control, navigation, general CV) → drone-cv-expert
└─ NO → Is it about fire/roof/property assessment without drones?
├─ YES → Still use THIS SKILL (methods apply)
└─ NO → Different skill needed
Wrong: Using only RGB for fire detection. Right: Multi-modal fusion (RGB + thermal) for high-confidence alerts.
| Detection Source | Confidence | Action |
|---|---|---|
| Thermal fire only | 70% | Alert + verify |
| RGB smoke only | 60% | Alert + investigate |
| Thermal + RGB | 95% | Confirmed fire |
Wrong: Counting damage without analyzing spatial distribution. Right: True hail damage has RANDOM distribution. Linear or clustered patterns indicate other causes (foot traffic, age).
Wrong: Using raw thermal values without calibration. Right: Account for:
Wrong: Extracting every frame from drone video. Right: Extract 2-3 fps with 80% overlap. More frames ≠ better reconstruction.
| Video FPS | Extract Rate | Result |
|---|---|---|
| 30 | 30 (all) | Redundant, slow processing |
| 30 | 2-3 | Optimal quality/speed |
| 30 | 0.5 | Insufficient overlap |
Wrong: Estimating costs without material identification. Right: Identify material → Apply correct cost matrix.
| Material | Repair $/sqft | Replace $/sqft |
|---|---|---|
| Asphalt shingle | $5-10 | $3-7 |
| Metal | $10-15 | $8-14 |
| Tile | $12-20 | $10-18 |
| Slate | $20-40 | $15-30 |
Wrong: Treating all vegetation equally regardless of distance. Right: CAL FIRE zones have different requirements:
| Zone | Distance | Requirement |
|---|---|---|
| 0 | 0-5 ft | Ember-resistant (no combustibles) |
| 1 | 5-30 ft | Lean, clean, green (spaced trees) |
| 2 | 30-100 ft | Reduced fuel (selective thinning) |
| Signal Combination | Confidence | Alert Priority |
|---|---|---|
| Thermal >150°C + Smoke | 95% | CRITICAL |
| Thermal fire model | 80% | HIGH |
| Hotspot >80°C | 70% | MEDIUM |
| Smoke only | 60% | MEDIUM |
| Hotspot 60-80°C | 50% | LOW |
| Type | Low | Medium | High | Critical |
|---|---|---|---|---|
| Missing shingle | - | - | Always | - |
| Crack | <1" | 1-3" | >3" | Multiple |
| Granule loss | <10% | 10-30% | >30% | - |
| Ponding | - | Small | Large | Active leak |
| Factor | Weight | High Risk Indicators |
|---|---|---|
| Defensible space | 20% | Non-compliant zones |
| Vegetation density | 20% | NDVI >0.6, high fuel load |
| Slope | 15% | >30% grade |
| Roof material | 10% | Wood shake, Class C |
| Structure spacing | 10% | <30ft between buildings |
| Access/egress | 10% | Single road, narrow |
| Quality Level | Iterations | Time | Use Case |
|---|---|---|---|
| Preview | 7K | 5 min | Quick check |
| Standard | 30K | 30 min | General use |
| High | 50K | 60 min | Documentation |
| Inspection | 100K | 3 hrs | Damage measurement |
Detailed implementations in references/:
fire-detection.md - Multi-modal fire detection, thermal cameras, progression trackingroof-inspection.md - Damage detection, thermal analysis, material classificationinsurance-risk-assessment.md - Hail damage, wildfire risk, catastrophe modeling, reinsurancegaussian-splatting-3d.md - COLMAP pipeline, 3DGS training, inspection measurements1. Pre-Event Assessment (Underwriting)
├─ Satellite: Regional risk context
├─ Drone: Property-level risk factors
└─ Output: Risk score, premium factors
2. Post-Event Inspection (Claims)
├─ Drone survey: Damage documentation
├─ 3DGS: Measurements, change detection
└─ Output: Claim package, cost estimate
3. Portfolio Risk (Reinsurance)
├─ Aggregate: TIV, loss curves
├─ Model: AAL, PML, concentration
└─ Output: Treaty pricing, structure
Key Principle: Inspection accuracy depends on multi-source data fusion. Single-sensor assessments miss critical context. Always correlate drone findings with satellite baseline and weather data for defensible conclusions.
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Complete architecture reference for the A3 insurance platform — file locations, data flow, conventions, microservice map, and fullstack patterns
한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
Drafts U.S. commercial real estate access and indemnity (right-of-entry) agreements for pre-closing due diligence. Covers license grants, non-invasive vs invasive testing gates, insurance/endorsement requirements, indemnity with discovery carve-outs, restoration and lien remedies, confidentiality, and anti-indemnity guardrails. Trigger: access agreement, right of entry, due diligence access, Phase I/II, invasive testing, pre-PSA site inspection.
한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
当用户需要对意外险投保问卷进行专业、结构化的核保审查,提取职业类别、工作环境、作业内容、危险活动参与情况、交通出行习惯、特殊工作暴露及其他可能影响意外险承保判断的高风险信息,并生成适合意外险核保、补问流转和风险分层处理的结构化分析结果时使用本 skill。
한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
Inspect, schema, and fill true AcroForm PDFs using sciClaw's pdf_form_inspect, pdf_form_schema, and pdf_form_fill tools. Use when: (1) checking whether a PDF is a real fillable AcroForm, (2) listing form field names, types, and choices, (3) filling a supported form from structured values, (4) preparing reviewable insurance, legal, administrative, or clinical form drafts, (5) reporting skipped fields or unused input keys after a fill. Do not use for scanned PDFs, OCR tasks, or XFA-only forms.
한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
Guide actuarial analysis for insurance pricing. TRIGGERS - Use when user needs help with actuarial-analysis related tasks.
한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
Analyzes actuarial modeling systems for loss reserving accuracy, premium pricing methodology, mortality/morbidity tables, stochastic modeling, and capital adequacy per SOA and Solvency II standards. USE THIS SKILL WHEN: - You need to review or audit actuarial models (reserving, pricing, capital) - Someone asks about loss triangle analysis or reserve adequacy - You are evaluating IBNR calculations, chain ladder methods, or Bornhuetter-Ferguson - A project involves insurance pricing, GLM rating models, or ratemaking - You need to assess Solvency II SCR calculations or RBC compliance - Someone mentions actuarial opinions, ASOP compliance, or SOA standards - You are reviewing stochastic models, ESG configurations, or DFA frameworks - A codebase uses actuarial libraries (chainladder, lifetables, ChainLadder R package) TRIGGER PHRASES: "actuarial", "loss reserving", "IBNR", "chain ladder", "premium pricing", "mortality table", "Solvency II", "capital adequacy", "ratemaking", "GLM pricing", "risk-based capital", "reserve analysis", "actuarial opinion"
한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.