Complete architecture reference for the A3 insurance platform — file locations, data flow, conventions, microservice map, and fullstack patterns
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FDU-INS/Insurance-Skills802026년 7월 12일 업데이트
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french-property-investment
Analyze French rental property investments with comprehensive financial modeling. Use when analyzing French properties, calculating mortgage payments, ROI, cash flow projections, or break-even analysis. Includes French-specific costs like arrangement fees (1%), registration fees (1.5%), survey fees (€750), and mandatory life insurance (0.4% annually).
한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
실행 점수 미검증
설치 방법 보기포함된 파일(5)
- SKILL.md2.9 KB
- examples.md7.2 KB
- executable_french_mortgage.py17.7 KB
- README.md5.6 KB
- reference.md6.4 KB
SKILL.md(원문)
설치하기 전에 에이전트에게 전달되는 지시 내용을 확인할 수 있습니다.
French Property Investment Analyzer
Analyze French rental property investments with detailed cash flow projections, ROI calculations, and break-even analysis.
Quick Start
The calculator runs via Python script with JSON input/output:
echo '{
"propertyPrice": 300000,
"downPayment": 60000,
"interestRate": 3.5,
"loanTermYears": 20,
"monthlyRent": 1500,
"holdingPeriodYears": 10
}' | python3 french_mortgage.py --json-input
Returns comprehensive JSON with mortgage details, yearly projections, and investment summary.
Required Parameters
| Parameter | Description |
|---|---|
propertyPrice | Property purchase price in EUR |
downPayment | Down payment in EUR |
interestRate | Annual interest rate (%) |
loanTermYears | Loan term in years |
monthlyRent | Monthly rental income in EUR |
holdingPeriodYears | Investment holding period in years |
Optional Parameters
See reference.md for complete parameter list including property tax, HOA fees, maintenance, management fees, vacancy rate, and rent increases.
French-Specific Costs
The calculator automatically includes:
- Arrangement Fee: 1% of loan amount
- Registration Fee: 1.5% of loan amount
- Survey Fee: €750 fixed
- Life Insurance: 0.4% annually (in monthly payment)
Common Use Cases
For detailed examples of comparing properties, sensitivity analysis, and handling complex scenarios, see examples.md.
Key Output Metrics
- Monthly Payment: Mortgage + life insurance
- ROI: (Net profit / Initial investment) × 100
- Cash-on-Cash Return: Annual cash flow / initial investment
- Break-Even Year: When cumulative cash flow becomes positive
- Equity Build-Up: Down payment + principal paid
How to Use with Claude
When the user mentions French property analysis, extract parameters from natural language and run the analysis.
Example user request:
"What's the ROI on a 300k property with 20% down, 3.5% interest, renting for 1500/month?"
Extract and run:
echo '{
"propertyPrice": 300000,
"downPayment": 60000,
"interestRate": 3.5,
"loanTermYears": 20,
"monthlyRent": 1500,
"holdingPeriodYears": 10
}' | python3 french_mortgage.py --json-input
Present the ROI, monthly payment, cash flow, and break-even year from the results.
Additional Resources
- reference.md - Complete API documentation
- examples.md - Usage examples and common scenarios
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한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
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한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
FDU-INS/Insurance-Skills802026년 7월 12일 업데이트
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한국어 요약은 준비 중입니다. 원문 설명을 표시하고 있습니다.
FDU-INS/Insurance-Skills802026년 7월 12일 업데이트