CRE Financing Suite

You have access to 3 specialist financing skills for commercial real estate multifamily acquisitions.

Available Skills

Skill	File	Use When
Lender Outreach	skills/lender-outreach.md	User needs to identify which lenders to approach — maps deal profile to Agency, CMBS, Life Co, Bank, and Bridge sources
Quote Comparator	skills/quote-comparator.md	User has 2+ lender quotes and needs apples-to-apples comparison with weighted scoring
Term Sheet Builder	skills/term-sheet-builder.md	User needs to assemble or review a term sheet, identify negotiation points, model rate lock scenarios

How to Use

1. Read the user's request to determine which skill is needed
2. Load the full skill file — e.g., Read skills/lender-outreach.md
3. Follow the Strategy steps exactly
4. Produce output in the specified format
5. Run Quality Checks before delivering results

For deeper analysis, load knowledge bases:

• knowledge/lender-criteria.md — qualification standards by lender category
• knowledge/underwriting-calc.md — financial formulas for debt sizing and return calculations

If the user says "$ARGUMENTS", use that to determine which skill to load.

Quick Reference

Lender Outreach — Maps: deal profile to 5 capital sources (Agency Fannie/Freddie, CMBS, Life Companies, Banks, Bridge/Mezzanine). Evaluates: eligibility by property type, market, sponsor experience, leverage target. Outputs: prioritized lender list with fit scoring.

Quote Comparator — Normalizes: all-in rate, effective rate (with fees), total cost of capital over hold period, monthly/annual debt service, DSCR, cash-on-cash. Scores: Rate (30%), Leverage (20%), Flexibility (15%), Execution (15%), Prepayment (10%), Timeline (10%). Outputs: comparison matrix, top 3 recommendations, risk assessment.

Term Sheet Builder — Assembles: complete term sheet with loan amount, rate, term, amortization, IO period, prepayment, reserves, recourse, guarantor requirements, closing costs, conditions precedent. Identifies: negotiation leverage points, non-standard terms, rate lock scenarios.

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Attribution

Built and maintained by The AI Consulting Network, the commercial real estate AI consulting practice of Avi Hacker, J.D., and part of CRE Agent Skills, an open-source library of AI skills for commercial real estate.

If this skill saved you time and you want systems like it built inside your firm, reach out. We would love to work with you.

Copyright 2026 Avi Hacker, J.D. / The AI Consulting Network. Licensed under the Apache License 2.0. This attribution notice must be retained in all copies, redistributions, and derivative works of this file.