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money

Retrieves bank balances and transaction history through Plaid, a bank account connection service. It reports dates, merchants, and amounts, distinguishes pending from posted transactions, and summarizes spending by category or merchant on request.

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原文查看原文说明

Bank accounts, balances, and transactions via Plaid. Use when: bank, balance, transactions, spending, accounts, or plaid.

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适用场景

  • Checking balances across bank accounts
  • Reviewing transaction dates, merchants, and amounts
  • Summarizing spending by category or merchant
  • Distinguishing pending from posted transactions

包含的文件(1)

  • SKILL.md1.2 KB

SKILL.md(原文)

安装前可以查看交给 AI 代理的指令内容。

Money

When to use

Account balances, transaction history, and spending analysis across the user's bank accounts.

Setup

Requires Plaid API credentials. Fail loud when they are missing:

PLAID_CLIENT_ID=... PLAID_SECRET=...  # sandbox keys first, production only when asked

The Link flow opens in the user's browser — the user completes it, the agent drives everything after token exchange. Start in sandbox; touch production only with explicit approval.

Workflow

  1. Exchange the public token once: POST /item/public_token/exchange.
  2. Balances: POST /accounts/balance. History: POST /transactions/sync with its cursor, paging until has_more is false.
  3. Report with dates, merchant names, and amounts; call out pending vs posted.
  4. Spending analysis aggregates by category or merchant on request.

Non-goals

  • Do not move money, pay bills, or initiate transfers. Read-only, always.
  • Do not store account or routing numbers beyond the session need.
  • Do not paste secrets into chat, logs, or files.

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