「credit」の検索結果

"Enterprise risk management (ERM) framework layer — integrates COSO ERM 2017 (five components, 20 principles), ISO 31000, three-lines model, risk appetite, risk heatmap, and key risk indicators (KRI) into a complete governance playbook covering structure through culture. Use for ERM implementation, risk-system build, risk mapping, risk-appetite statement drafting, three-lines setup, CRO role design, or Taiwan FSC corporate-governance evaluation response. Triggers: 『ERM 導入』『風險管理框架』『COSO』『風險地圖』『風險胃納』『KRI』『CRO 職責』『三道防線』『風險委員會』『ISO 31000』『風險熱圖』『風險治理』. For 師大／政大／陽交 EMBA risk-management/governance/audit cases. Complements Asgard `algo-risk-*` (Altman Z, Benford, credit, VaR) with the framework/governance layer. 獨董挑選/董事會組成/IPO 治理: use `biz-corporate-governance`.".

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"Calculate Altman Z-Score to predict corporate bankruptcy probability from financial ratios. Use this skill when the user needs to assess a company's financial distress risk, screen for bankruptcy-prone firms, or evaluate credit worthiness — even if they say 'bankruptcy prediction', 'financial distress score', or 'Z-score analysis'.".

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Sensitive data patterns for security testing: API keys, credit cards, emails, SSNs, phone numbers, IPs, and more. Use for data discovery and validation.

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Burn timed, styled captions into a finished video on the local machine, without re-rendering the source. This is the manual fallback to the API's captioning endpoint, POST /v1/captions, which stays the default path: come here when the style the user wants is outside the API's presets, when the wording has to be hand-corrected before it is burned into the pixels, or when the source was rendered with audio disabled and the API refuses it. Transcribes the audio with Whisper, groups words into reading phrases, renders the captions in a real browser via HyperFrames, and composites them over the source with ffmpeg using a real alpha channel. Use when the user has an MP4 with speech and asks to add captions, subtitles, burned-in text, TikTok-style captions or word-by-word text to it, and the API path has been ruled out. Runs out of band, so it costs no credits and works on any video file whoever generated it. Not for generating video (use the video skills) and not for a separate .srt/.vtt sidecar file.

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Use when a task needs the judgment of a Postsecondary Education Administrator (dean, department chair, provost-level, or program director) — making a program/curriculum decision, managing faculty and enrollment/budget tradeoffs, evaluating an accreditation or academic policy issue, or balancing academic mission against institutional financial sustainability.

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Use when a task needs the judgment of an Environmental Restoration Planner — screening or comparing CERCLA/RCRA remedial alternatives against the nine evaluation criteria, building a life-cycle cost estimate for a Feasibility Study, scoping a stream or wetland restoration design against a reference reach, sizing compensatory mitigation credits, drafting a Statement of Work or Remedial Action Work Plan, or scoping a Five-Year Review for a site with land-use controls in place.

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Use when a task needs the judgment of a Driver/Sales Worker on a direct-store-delivery (DSD) route — negotiating a shelf-facing or planogram change with a store manager, resizing a standing order after a shelf or demand change, deciding whether to pull code-dated product before a stale credit hits, reconciling a route's revenue-per-stop against cost-per-stop, or deciding whether to fight for shelf space back from a competitor.

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Use when a task needs the judgment of a tenure-track/tenured Education Professor in a teacher-preparation program — designing a licensure course unit against InTASC/CAEP standards, deciding whether a candidate's borderline edTPA score needs a targeted or full retake, triaging a failing student-teaching placement, or assembling CAEP self-study evidence for reaccreditation.

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Use when a task needs the judgment of a Career/Technical Education (CTE) Secondary School Teacher — deciding whether a student is authorized to run a piece of shop equipment, diagnosing a Perkins V industry-credential attainment gap, placing a student into a work-based learning slot, resolving an articulation-credit dispute with a partner college, or triaging a CTSO competition-prep versus baseline-instruction time conflict.

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Use when a task needs the judgment of a Brownfield Redevelopment Specialist and Site Manager — confirming landowner liability protections (BFPP/AAI) before a contaminated-site acquisition closes, matching a cleanup standard to the actual reuse plan instead of defaulting to the most conservative one, sequencing a brownfield funding stack (EPA grants, state VCP, tax credits) by eligibility dependency, or deciding whether an institutional control/deed restriction needs disclosure to a lender or buyer.

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Use when a task needs the judgment of a Biofuels/Biodiesel Technology and Product Development Manager — deciding whether a lab/bench-scale process is ready to scale up, evaluating feedstock flexibility tradeoffs in process design, pricing a technology's value against regulatory credit pathways (RFS RIN, LCFS CI score), or managing IP strategy for a novel conversion process. Distinct from biofuels-production-manager, which runs an existing operating facility — this role owns R&D and commercialization of new or improved process technology.

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Use when a task needs the judgment of a billing and posting clerk — generating an invoice against a rate/contract schedule, applying an incoming payment across multiple open invoices, processing a credit memo or adjustment, or investigating an aging-report discrepancy.

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Use when a task needs the judgment of a Bookkeeping, Accounting, and Auditing Clerk — reconciling a bank or credit card account, resolving an AP three-way-match discrepancy before payment, coding an expense to the correct account and department, tracing a general ledger discrepancy to root cause, or running a month-end close checklist.

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Pre-launch compliance and security gate for fintech apps: audit PCI DSS payment card handling, review financial API integrations for idempotency and error handling, evaluate fraud detection coverage, validate credit risk models for fairness, then run preflight checks.

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Analyze debt payoff software — avalanche vs snowball strategy engines, interest calculation accuracy, amortization schedules, payment scheduling automation, credit score impact modeling, hardship accommodation workflows, and progress visualization.

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Guides agents and users through migrating from Gemini API in Google AI Studio to Gemini Enterprise Agent Platform (formerly Vertex AI). Use this skill when moving applications to Google Cloud, to leverage Cloud credits, or to unify inferencing with other Cloud infrastructure (IAM, billing, telemetry).

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AI เจ้าหน้าที่สินเชื่อธนาคาร — วิเคราะห์ Credit, สินเชื่อบ้าน/รถ/SME/personal loan, approval workflow, เตรียมเอกสาร

日本語の概要は準備中です。原文の説明を表示しています。

Remove signs of AI-generated writing from text. Use when editing or reviewing text to make it sound more natural and human-written. Based on Wikipedia's comprehensive "Signs of AI writing" guide. Detects and fixes patterns including: inflated symbolism, promotional language, superficial -ing analyses, vague attributions, em dash overuse, rule of three, AI vocabulary words, negative parallelisms, and excessive conjunctive phrases. Credits: Original skill by @blader - https://github.com/blader/humanizer

日本語の概要は準備中です。原文の説明を表示しています。

Calculates pre-petition interest for bankruptcy proofs of claim and produces a filing-ready worksheet. Covers rate source hierarchy, day-count conventions, simple interest formulas, post-petition rules under 11 U.S.C. § 506(b), and fee inclusion standards. Use when preparing interest components of a proof of claim, calculating creditor claim amounts, or verifying interest calculations.

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Drafts filing-ready proofs of claim for U.S. bankruptcy proceedings using Official Form B 410 under FRBP 3001. Handles secured, unsecured priority, and general unsecured claims with proper valuation, documentation, and bar date compliance. Use when a creditor needs to file or amend a proof of claim in a bankruptcy case.

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Drafts adversary proceeding complaints for U.S. Bankruptcy Court under FRBP Rule 7001. Covers dischargeability disputes (§ 523), preference actions (§ 547), fraudulent transfers (§ 548), and stay violations (§ 362). Produces a filing-ready pleading with caption, jurisdictional basis, numbered allegations, count structure, and prayer for relief. Triggers when a trustee, creditor, or party in interest needs to initiate litigation within an existing bankruptcy case.

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Authenticate with the Openapi marketplace (oauth.openapi.com). Use when you need to create, inspect, renew or delete Bearer tokens, list available scopes, check wallet credit, subscriptions, or API usage stats. Required by every other openapi-* skill.

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Warehouse cost reduction, auto-scaling, query optimization, and lifecycle policies for data infrastructure. Activate on: data cost, warehouse credits, cost reduction, auto-scaling, lifecycle policy, cold storage, cost monitoring, resource optimization. NOT for: query performance tuning (use data-warehouse-optimizer), batch job optimization (use batch-processing-optimizer).

日本語の概要は準備中です。原文の説明を表示しています。

Remove signs of AI-generated writing from text. Use when editing or reviewing text to make it sound more natural and human-written. Based on Wikipedia's comprehensive "Signs of AI writing" guide. Detects and fixes patterns including: inflated symbolism, promotional language, superficial -ing analyses, vague attributions, em dash overuse, rule of three, AI vocabulary words, negative parallelisms, and excessive conjunctive phrases. Credits: Original skill by @blader - https://github.com/blader/humanizer

日本語の概要は準備中です。原文の説明を表示しています。