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bankruptcy-proof-of-claim

Drafts filing-ready proofs of claim for U.S. bankruptcy proceedings using Official Form B 410 under FRBP 3001. Handles secured, unsecured priority, and general unsecured claims with proper valuation, documentation, and bar date compliance. Use when a creditor needs to file or amend a proof of claim in a bankruptcy case.

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Proof of Claim (Bankruptcy)

Prepares a complete proof of claim for filing with the U.S. Bankruptcy Court, compliant with FRBP 3001 and Official Form B 410.

Prerequisites

  1. Case information — debtor name, case number, court, chapter, bar date
  2. Creditor information — legal name, address, authorized agent
  3. Claim basis — contract, promissory note, invoice, judgment, statutory, tort
  4. Claim amount — principal, interest (rate and calculation), fees, costs
  5. Security interest (if secured) — collateral description, lien perfection documents, valuation
  6. Priority status (if priority) — statutory basis under § 507(a)
  7. Supporting documents — contracts, invoices, account statements, UCC filings, judgments

Quick Start

  1. Confirm bar date and calculate days remaining — this is jurisdictional
  2. Gather all prerequisites above; request missing items before drafting
  3. Calculate total claim as of petition date using the claim calculation table below
  4. Draft Form B 410 Parts 1–4 per the output structure
  5. Attach all supporting documentation per FRBP 3001(c)
  6. Include signature block with penalty-of-perjury declaration

Output Structure

Part 1: Claim Information

FieldValue
Debtor name and case number[From case info]
Creditor name and mailing address[From creditor info]
Claim amount as of petition date[Calculated total]
Basis for claim[Category and description]
Post-petition interest/charges[Yes/No — note separately]
Subject to setoff[Yes/No — describe if yes]

Part 2: Secured Claim

Complete only if claim is secured:

  • Collateral value — real property, personal property, or other (state valuation basis)
  • Perfection basis — mortgage, deed of trust, UCC filing, or judicial lien
  • Secured amount — lesser of claim amount or collateral value per § 506(a)
  • Unsecured deficiency — difference if undersecured
  • Attach evidence of perfection

Part 3: Priority Claim

Complete only if claiming priority under § 507(a):

Priority CategoryStatutory Basis
Domestic support obligations§ 507(a)(1)
Wages/salaries (180-day window, statutory cap)§ 507(a)(4)
Employee benefit plan contributions§ 507(a)(5)
Tax claims§ 507(a)(8)

State the amount entitled to priority.

Part 4: Supporting Documentation

Attach per FRBP 3001(c):

Claim TypeRequired Attachment
Based on a writingThe writing itself (contract, note, invoice)
SecuredEvidence of perfection (recorded mortgage, UCC filing)
Open-end / revolving creditAccount statement
Filed by assigneeDocumentation of full assignment chain

Signature and Declaration

  • Penalty-of-perjury declaration
  • Authorized representative name and capacity
  • Filing agent information (if applicable)

Claim Calculation

All amounts calculated as of the petition date:

ComponentAmountBasis
Principal$Contract/invoice amount
Pre-petition interest$Rate × period (cite contractual or statutory rate)
Late fees/charges$Per contract terms
Attorney's fees$If contractually authorized
Total claim$Sum as of petition date

Post-petition amounts are noted separately — not included in the filed claim amount but may be recoverable for oversecured creditors under § 506(b).

Guidelines

  • Bar date is jurisdictional — a missed bar date typically results in claim disallowance
  • File even if disputed — protect the creditor's position; amount can be resolved later
  • Petition date controls — calculate all amounts as of that date, not the filing date
  • Secured claim bifurcation — § 506(a) splits into secured (up to collateral value) and unsecured deficiency
  • Documentation is mandatory — courts can reduce or disallow undocumented claims
  • Agent filings — include power of attorney or written authorization
  • Amended claims — permitted before distribution, but monitor all deadlines
  • Local rules — check CM/ECF requirements for the specific court

Troubleshooting

IssueResolution
Bar date has passedCheck if cause exists for late filing (excusable neglect under FRBP 9006(b)(1)); file motion for leave immediately
Missing supporting documentsFile claim with available documentation and supplement before objection deadline; note incomplete attachments
Uncertain claim amountFile with best estimate and mark as "estimated" on Form B 410; amend when exact figure is available
Secured claim without perfection evidenceFile as general unsecured unless perfection can be documented; obtain and attach evidence before objection hearing
Claim objection receivedReview objection basis, gather responsive evidence, and file response within the court's deadline

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