「debt」の検索結果

Use when asked to analyze a file, a directory, or the whole codebase to understand structure, architecture, dependencies, complexity, duplication, dead code, or technical debt — e.g. "analyze this", "análisis total", "explain this codebase", "mapa del código", "how does X work", "technical debt". Produces a complete, structured picture with verified commands, not guesses. Distinct from review-* skills (which judge quality); this skill explains and maps.

日本語の概要は準備中です。原文の説明を表示しています。

Personal finance assistant for budgeting, savings goals, investment tracking, debt optimization, tax preparation, insurance review, net worth tracking, and financial scenario modeling. Supports multi-currency, bank statement import (CSV/MT940/OFX), and locale-based tax rules. Use for any personal finance question: budget planning, expense tracking, portfolio allocation, FIRE calculations, debt payoff strategies, mortgage comparisons, tax deductions, insurance coverage, retirement planning, and life events with financial impact such as marriage, buying a house, changing jobs, having a baby, or going freelance.

日本語の概要は準備中です。原文の説明を表示しています。

Use when auditing the imp codebase for structural debt, dead code, god-objects/files, duplication, flag sprawl, or deciding whether a cleanup is worth shipping - "structure audit", "tech debt", "is this still used", "dead code", "refactor for clarity", "should we split this file", "remove this flag", "file size gate red", "alloc sites gate red". Do NOT use for build/test mechanics (building-and-testing), perf/kernel work (benchmark-cuda / sm120-cuda-expert), or output quality (check-degeneration).

日本語の概要は準備中です。原文の説明を表示しています。

Builds project finance models with construction period draws, operational cash flows, DSCR covenants, and sculpted debt repayment. Use when modeling project finance, calculating debt service coverage, or structuring project lending.

日本語の概要は準備中です。原文の説明を表示しています。

Coordinates private placement execution with investor targeting, NAIC designation analysis, and shelf registration requirements. Use when managing PP offerings, targeting insurance company investors, or structuring private notes.

日本語の概要は準備中です。原文の説明を表示しています。

Evaluates local currency government and corporate bond markets with yield analysis, inflation dynamics, and FX carry assessment. Use when analyzing local currency debt, evaluating EM bond opportunities, or assessing carry strategies.

日本語の概要は準備中です。原文の説明を表示しています。

"Apply the Modigliani-Miller theorem to analyze capital structure decisions and identify when financing choices affect firm value. Use this skill when the user needs to evaluate debt-equity tradeoffs, assess the impact of leverage on firm value, understand tax shield benefits, or when they ask 'does capital structure matter', 'should we take on more debt', or 'what is the optimal leverage ratio'.".

日本語の概要は準備中です。原文の説明を表示しています。

Use when a task needs the judgment of a bill and account collector — prioritizing a delinquent-account portfolio by recovery likelihood, structuring a payment plan against a debtor's stated ability to pay, drafting an FDCPA/Reg F-compliant collection communication, handling a cease-and-desist or debt dispute, or deciding when an account should be written off or referred to legal.

日本語の概要は準備中です。原文の説明を表示しています。

Inventory and prioritize all technical debt in a codebase. Scans for TODO/FIXME/HACK markers and stale comments, outdated and deprecated dependencies with CVE detection, high-churn files and cyclomatic complexity hotspots, duplicated code blocks.

日本語の概要は準備中です。原文の説明を表示しています。

Analyze debt payoff software — avalanche vs snowball strategy engines, interest calculation accuracy, amortization schedules, payment scheduling automation, credit score impact modeling, hardship accommodation workflows, and progress visualization.

日本語の概要は準備中です。原文の説明を表示しています。

Generate an institutional-grade commercial real estate underwriting model — input schema (T-12 income, T-3 trailing, rent roll, debt terms, exit assumptions), calc engine (Cap Rate, NOI, Cash-on-Cash, IRR, DSCR, Debt Yield, ROI, Equity Multiple, levered & unlevered returns).

日本語の概要は準備中です。原文の説明を表示しています。

Generates a post-judgment asset and enforcement report synthesizing debtor asset investigations, exemption analysis, fraudulent transfer assessment, and prioritized collection strategies. Use when preparing judgment enforcement plans, debtor asset profiles, collection status reports, or post-trial recovery analysis.

日本語の概要は準備中です。原文の説明を表示しています。

Systematic framework for resurrecting and modernizing legacy codebases through archaeology, resurrection, and rejuvenation phases. Activate on "legacy code", "inherited codebase", "no documentation", "technical debt", "resurrect", "modernize". NOT for greenfield projects or well-documented active codebases.

日本語の概要は準備中です。原文の説明を表示しています。

Use when surfacing tech debt as trackable items — interest-vs-principal framing, prioritisation by carrying cost, repayment plan — even if the user just says 'this codebase is a mess'.

日本語の概要は準備中です。原文の説明を表示しています。

Use after generating code, after accepting AI suggestions, or when reviewing AI-written modules. Also use when code works but feels brittle, when error handling seems thin, when orphaned resources or missing cleanup are suspected, or when the agent claims done but hidden debt may exist. Catches the specific failure patterns AI agents produce that humans would not.

日本語の概要は準備中です。原文の説明を表示しています。

Self-review, audit, or verify CS/AI/ML paper drafts as a critical peer reviewer. Three-round review (evidence→argument→style) with Verification Status and debt tracking. Use when: reviewing a paper draft before submission, checking evidence compliance of claims, simulating peer reviewer feedback, verifying citation closure and evidence debts, performing cross-section consistency checks. Triggers on: 审修, self review, 自查, verification, revise, 修订, check draft, 审稿, evidence compliance, peer review, 论文审查, draft audit, 验证论文, 检查引用, cross-section review.

日本語の概要は準備中です。原文の説明を表示しています。

Autonomous tech-debt reduction workflow for the Humans repository. Use when the user wants Codex to improve high-value code quality issues in a dedicated git worktree branched from origin/main, commit each improvement separately, push progress, and continue until diminishing returns.

日本語の概要は準備中です。原文の説明を表示しています。

This skill should be used when the user asks to "既存プロジェクトのタスクを整理して", "技術的負債をIssue化して", "このコードベースを改善するタスクを洗い出して", "GitHub Projectに健全化タスクを登録して", "break down what needs to be fixed in this project", "surface tech debt as issues", or "create a project board for cleanup work". Diagnoses pain points and codebase health of an existing project, then registers improvement tasks as GitHub Issues and a Project Board.

Complete personal finance system — budgeting, debt payoff, investing, tax optimization, net worth tracking, and financial independence planning. Use when managing money, building wealth, paying off debt, planning retirement, or optimizing taxes. Zero dependencies.

日本語の概要は準備中です。原文の説明を表示しています。

Refactor legacy codebases, migrate outdated frameworks, and implement gradual modernization. Handles technical debt, dependency updates, and backward compatibility. Use PROACTIVELY for legacy system updates, framework migrations, or technical debt reduction.

日本語の概要は準備中です。原文の説明を表示しています。

Complete personal finance system — budgeting, debt payoff, investing, tax optimization, net worth tracking, and financial independence planning. Use when managing money, building wealth, paying off debt, planning retirement, or optimizing taxes. Zero dependencies.

日本語の概要は準備中です。原文の説明を表示しています。

Systematic framework for resurrecting and modernizing legacy codebases through archaeology, resurrection, and rejuvenation phases. Activate on "legacy code", "inherited codebase", "no documentation", "technical debt", "resurrect", "modernize". NOT for greenfield projects or well-documented active codebases.

日本語の概要は準備中です。原文の説明を表示しています。

Run a scoped, read-only quality scan and report exact-candidate evidence, failures and frozen debt. Use for an ad-hoc gate sweep or release preparation; a static scan is not full release acceptance.

日本語の概要は準備中です。原文の説明を表示しています。

Systematic code refactoring based on Martin Fowler's methodology. Use when users ask to refactor code, improve code structure, reduce technical debt, clean up legacy code, eliminate code smells, or improve code maintainability. This skill guides through a phased approach with research, planning, and safe incremental implementation.

日本語の概要は準備中です。原文の説明を表示しています。